Terms and Conditions

Access to and use of this website is subject to the following Terms of Use:

By accessing and using this website you are agreeing to the site's terms and conditions, privacy policy and cookies policy. By choosing to apply for a loan using this website you are agreeing to the use of cookies to ensure that the application form works properly. Your access to, and use of, this website constitutes your acceptance of these terms of use which take effect on the date from which you first use this website.

All rights, including copyright, in the content of these web pages are owned or controlled for these purposes by Mollitium Finance Limited (MFL) trading as MotaFinance. You may download one copy of any of the material displayed on this website for non-commercial personal use only; but you must retain all copyright and other proprietary notices contained on or in relation to such material. You may not copy, reproduce, download, republish, broadcast, transmit, display, modify or re-use the materials on this website for any other purpose. Links contained in this website lead to websites not under the control of MFL and MFL is not responsible for the contents of any linked site or any link contained in a linked site. Links provided on this website are provided to you only as a convenience and the inclusion of any link does not imply endorsement by MFL. MFL accepts no liability in respect of the content of, any such linked site. Connecting to any linked sites is at your own risk.

The trade marks, logos, names and images displayed on this website are the registered or unregistered trademarks of MFL and others. Nothing in this website should be taken as conferring by implication, estoppel or otherwise any licence or right to use any trade mark displayed on this website without the prior written approval of MFL or such third party as may own the relevant trademark.

While care has been taken in the preparation of this website to ensure that the information contained on it is accurate, no warranty or representation of satisfactory quality or fitness for a particular purpose, non-infringement of title, whether express or implied, is given, nor is any warranty or representation given that the information and materials contained on this website are free from errors or inaccuracy.

Nothing in this website constitutes investment advice and should not be taken as a recommendation to buy, sell or hold any securities in MFL or to buy any of its financial products, and does not constitute an offer to sell or the solicitation of an offer to buy any such securities. The price of shares and the income from them can go down as well as up. Past performance does not necessarily give a guide for the future. MFL is regulated by the FCA in its finance lending facilities.

To the extent permitted by applicable laws, no liability is accepted for any direct, indirect or consequential loss or damage however resulting from the access to and use of this website and the information and materials contained on it.

MFL will not accept liability even if you advise us in advance of the possibility of such losses. You agree to indemnify MFL against any and all losses, claims, demands, liabilities, damages, costs and expenses arising from or relating to your use of the Website, your breach of these Terms and Conditions and your violation of any applicable laws, regulations or statute. This obligation shall remain in force even following the termination of this agreement.

This website and its usage (including these terms and conditions and privacy and data protection policy) will be governed by English law. You may use the Website for personal use only. You must not deliberately distribute software viruses (and other such harmful software) and unsolicited email, nor gain (or attempt to gain) unauthorized access into any part of this website. You must be over the age of 18 to use this website. MFL reserve the right to make amendments to and to correct errors and omissions to the information contained within this website.

You are not entitled (nor shall you assist others) to set up any other link to this website (whether via deep-linking, hypertext linking, framing, tagging or otherwise) without the prior written consent of MFL.

Your authorisation to use this website automatically terminates without notice if in MFL's sole discretion you fail to comply with any of these Terms of use. On termination, you must cease all use of this website and destroy all and any materials copied directly or indirectly from this website.

These Terms of use are governed by the laws of England. If any provision of the foregoing is held to be unlawful, void or for any reason unenforceable, then that provision shall be deemed severable and shall not affect the validity and enforceability of the remaining provisions.

MFL may at any time revise these Terms of use without notice by posting changes on-line. You are responsible for reviewing all information posted on-line and the continued use of this website after changes are posted constitutes your acceptance of the modified Terms of use.

We also reserve the right, should it be necessary, to disclose any relevant information to any prospective purchaser of MFL. We may also be required to provide statistics and other related information to third parties but ordinarily these statistics will not contain any such information which could be used to identify any individual customer or prospective customer.

We will use our reasonable endeavours, including up to date industry procedures, to protect your private use of the website and to secure such use from unauthorized access, use, disclosure or loss or your personal data. We may contact you by post, by telephone or by electronic means (including email and sms text messaging) about services and/or products offered by us, by other MFL group companies or third parties which we consider to be of interest to you.

You have the right at any time to stop us from contacting you or giving your details to others for marketing purposes. If you wish us to stop, please confirm in writing to the Data Protection Compliance Officer, MFL. If you have any queries or are concerned in any way about how your personal data is being used, again please contact our Data Protection Compliance Officer.